The Healthy Americans Act

It’s time to fix health care and provide universal coverage to all. After decades of talk and study, it’s time for action. Fixing health care is not as complicated as one might think. Start by eliminating the inefficiency, beginning with when a person signs up for coverage. Get citizens good outpatient health care so they don’t go to hospital emergency rooms when it is preventable. Reward prevention – health care, not sick care. Beef up the quality of care by reducing medical errors in our hospitals. The Healthy Americans Act does this. The legislation provides a guarantee: Private coverage—at least as good as Members of Congress receive—is a right of all Americans that can never be taken away. With this guarantee, there will be universal coverage for no more than America spends as a nation today on health care.

THE HEALTHY AMERICANS ACT

…guarantees universal, private health insurance for ALL Americans.

Under the new system, every American will have the power to choose a comprehensive health insurance plan, and—with individuals, employers and government each investing something into the system—insurance will be guaranteed to be affordable for every American.

The Healthy Americans Act will match insurers with health care consumers in an environment designed for competition. Each state, with financial support from the Federal government and insurance companies, will establish a Health Help Agency. Health Help Agencies will lower administrative costs by coordinating payments from employers, individuals and government. These agencies will also provide consumers with unbiased information about competing private health plans and determine premim reductions that will ensure every American can afford their health plan. With the resources to compare plans based on quality, cost and service, individuals—rather than their employers—will be empowered to choose the health plan that works best for them and their families.

Government will be responsible for ensuring that every American has and can afford health insurance. Every time an individual interacts with state, local and federal government—registering their car, enrolling their children in school, applying for a driver’s license or paying their taxes—they can be required to verify their enrollment in a private health insurance plan. Government will in turn ensure that every American can afford health care by working through the Health Help Agencies to lowe premiums and by providing standard health care tax deductions for individuals and families.

Read the full PDF by clicking here.